|
iPAY offers a variety of integration options, ranging from immediate
use of an iPAY-based Web interface to a merchant-developed interface
utilizing iPAY's XML posting functionality. Our Merchant Integration
Team members will work with you to determine the method best suited to
your business. iPAY will also help you quickly initiate your
transaction processing. Below is a detailed list of options that
enable data to be sent to the iPAY system over a Secure Socket Layer
(SSL) connection, so no proprietary encryption of the data is
required. Interface Options The Customer Management Interface can be
used by card-not-present merchants to process batch, ACH, and
real-time credit card transactions. Batch files are easily uploaded
through the interface and are processed immediately upon receipt. A
response file is then returned to the merchant once processing is
completed. Real-time transactions are sent through the virtual
terminal in the interface. This Web-based solution is ideal for either
smaller, e-commerce merchants with a limited technical staff or any
size merchant that does not require a customized interface.
The iPAY Gateway offers a direct connection to the iPAY system for
ACH, batch, and real-time credit card transaction processing.
Integration is Web-based through XML and is completely platform
independent. iPAY provides clients with the ability to write their own
interfaces to the software in any programming language, enabling them
to customize an application that meets their specific needs. The iPAY
Gateway is better suited to larger merchants who want to design their
own processing interface and have the technical staff to handle the
customized programming. If you decide to integrate with us through the
iPAY Gateway, our Merchant Integration Team will set you up first with
a test account. If you have signed up for the iPAY Gateway, you can
access your test account now by clicking here (or use the developer
login credentials at the single sign on). Once you have completed your
integration with the iPAY Gateway, you will receive certification from
our Merchant Integration Team.
iPAY Express is designed for card-present merchants. This solution
offers a virtual terminal that sends the transaction data to iPAY
through a secure connection over the Internet, which eliminates having
to wait for an open phone line or for other transactions to complete.
Integration Documentation No matter which processing solution you
choose, iPAY has complete documentation to help you set up quickly and
easily. Our user guides are written for a non-technical audience, and
our programming guides will provide your programmer or IT group with
all the information they need. We also provide documentation
explaining our business logic and requirements from bankcard
associations and the Federal Reserve Bank. If you are an existing iPAY
merchant, please log on to our online library by clicking this link.
|
